10/16/2026
People mention FSA and HSA in the same breath, but at year end they behave completely differently, and mixing them up can cost you real money. 💰
A flexible spending account (FSA) is typically use it or lose it: if you set aside money at open enrollment and have not spent it, that balance is usually forfeited at your plan deadline. Some employers offer a grace period or let a limited amount carry over, but neither is guaranteed, so you have to check rather than assume. A health savings account (HSA) is the opposite. Those funds roll over indefinitely and stay with you, even if you change jobs. Both cover most dental treatment. The takeaway: FSA dollars are the genuinely urgent category this fall, HSA dollars are not.
We break down the differences here ⬇️
https://bisondentistry.com/use-dental-benefits-before-year-end-tonawanda/
