John Slye the Mortgage Guy, NMLS #22903

09/01/2026

An adjustable-rate mortgage (ARM) can be a smart way to make homeownership more affordable in the early years. With a lower initial interest rate, smaller starting payments and the flexibility to refinance down the road, ARMs offer real advantages, especially for short-term homeowners or buyers looking to save upfront.

Reach out to explore whether an ARM fits your goals.

08/26/2026

Price is only one piece of the affordability puzzle. Learn how financing options, concessions, and monthly payment considerations can help support successful transactions in this week's Mortgage Monitor. Read more: https://ow.ly/yHAT30sYnQP

08/24/2026

Before you start browsing listings, it's helpful to know what may fit comfortably within your budget.

Our Home Affordability Calculator can help you estimate:
-Your potential home price range
-Monthly payment estimates
-How your income, debts, and down payment may impact affordability

Whether you're planning to buy this year or simply exploring your options, understanding your buying power is a great place to start.
Try the calculator: https://ow.ly/7liB30sYg3Z
Ready for a personalized review? Contact us to discuss your goals and available financing options.

08/22/2026

Your properties could be working harder for you.

With cash-out refinance options, you can:
• Unlock equity for your next investment
• Reinvest into your portfolio
• Keep your momentum going

✔ Investment properties only
✔ Business purpose financing

Message me to explore your options.

08/17/2026

Not every buyer starts with perfect credit, and that’s okay. Many loan programs are designed to work with a wide range of credit profiles, and lenders look at the full financial picture, not just a single number. If you’re unsure where you stand or what options might be available, I’m here to help you explore the path that fits your situation.

08/12/2026

The back-to-school season is a great reminder that preparation matters, especially when buying a home.

This week’s Mortgage Monitor shares seven practical lessons for today’s homebuyers, from budgeting and research to reading documents carefully and staying flexible when plans change.

Read the full article for helpful insights on navigating today’s housing market. https://ow.ly/JVa730sXY5z

08/10/2026

Put your home's equity to work without touching your first mortgage. Ameris Bank's Closed-End Home Equity Loan (HELoan) offers a fixed-rate, second-lien option to help you renovate, consolidate debt, or cover major expenses. Keep your low-rate first mortgage in place and enjoy predictable payments with terms that fit your goals.

Learn more about our HELoan program today: https://ow.ly/b72u30sXE0E

08/06/2026

Gotta move fast? Don’t stress, call me now! I have fast track mortgage options to help you close quickly and stay on schedule.

08/05/2026

Rates are on the move ! ⬇️⬇️⬇️

Mortgage rates were a bit hesitant to follow the bond market's advice yesterday. Specifically, bonds rallied (i.e. bond prices moved higher and yields/rates moved lower). This almost always coincides with mortgage rates falling by a proportional amount. But yesterday didn't see the typical l...

08/04/2026

A few things standing out in the market this August: more sellers are chipping in on closing costs, more first-time buyers are using gift funds and inventory is picking up in several areas.

Thinking about buying? Let's talk about what this means for you. Contact me to learn more!