01/14/2026
🎉New Year, New Benefits - For patients with ANNUAL dental plans!💰
Dental insurance plan's annual maximum and deductible reset on January 1st, so any unused benefits from the previous year are typically lost, making early January a great time to schedule checkups, cleanings, and plan any major treatments to use your refreshed coverage effectively. This "use-it-or-lose-it" cycle applies to benefits like your annual maximum, deductibles, and FSA/HSA funds, requiring you to maximize them by year-end or risk losing them.
Key things to know about your new benefits:
Annual Maximum: The total dollar limit your plan pays resets, meaning you get a fresh pot of money for care.
Deductible: The amount you pay before insurance starts contributing resets, so you'll need to meet it again in the new year.
Preventive Care: Cleanings, exams, and X-rays are often covered at 100%, making them the easiest to use early in the year.
FSA/HSA Funds: Any money in a Flexible Spending Account (FSA) usually must be used by the plan year end, though some plans offer grace periods or small carryovers.