11/10/2021
It's open enrollment time! Know how to choose dental coverage.
Here are a few things to consider:
1. PPO vs HMO - PPO plans give you the freedom to see any dentist you wish. HMO plans are very restrictive and and are accepted by fewer dentists.
2. Annual maximum/limit - aggregate amount that insurance will pay towards procedures within a calendar year.
3. Out of Network coverage - most people think that if your dentist is “out of network”, you can’t see him/her, or have to pay additional fees, or different prices, or switch to a plan where he/she is “in-network”. That’s not entirely true! You have the freedom to see an in-network or out-of-network provider if you have a PPO plan. Even if your dentist is “out of network”, you’re covered!
4. Choose a higher tier plan if you have the option - you will pay more power month but less in the long-run!
If you have questions regarding your insurance, feel free to call our office and our team will be happy to assist.
West 10th Dental
45 W 10th St, LE
New York, NY 10011
www.West10thDental.com
West 10th Dental, P.C.
212-982-5883
