06/20/2026
Dental Insurance S eries β Part 9. π¦·
Here are the questions I want you to ask HR before you choose your dental plan. Write these down. Screenshot this. Bring it to your benefits meeting. π
1οΈβ£ What is the annual maximum for each plan? The higher the better. Compare plans side by side.
2οΈβ£ Is there a waiting period? For what treatments? Especially important if you already know you need dental work done.
3οΈβ£ What is the deductible and what does it apply to? Is preventive care exempt? What about family deductibles?
Open enrollment is your one window to make this decision for the entire year. Take it seriously. Ask the hard questions. And choose a plan that actually supports your oral health. ππ¦·