Carmean Family Dental

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Carmean Family Dental 20 years of dental excellence, specializing in cosmetic and implant dentistry.

10/08/2026

Our office will be closed today and tomorrow October 8-9th for fall break. We will be back in our office Monday October 12th.

Thank you and have a blessed day.

Dr Carmean.

10/02/2026

Attention United Healthcare Dental Insurance patients.

NOTE: Nissan employees. You currently have Delta Dental for your insurance. Not United Healthcare.

Your dental insurance may not be the same carrier as your health insurance. This happens often.

As of January 1, 2027 my office will no longer be in network with United Healthcare Dental insurance.

1. United Healthcare has refused to negotiate their reimbursement and fee schedule. I am still operating off the same schedule and reimbursement rate since 2019. A comparison would be like you never getting a raise at your job in nearly 8 years.

2. U.H. Provider relations are absolutely terrible. They have outsourced everything to call centers in 3rd world countries.

What does this mean for you if you have United Healthcare?

1. I dropped out of network with MetLife 3 years ago and the state of TN switched over to MetLife Jan 1, 2026. We have retained most of our MetLife patients because they pay out of network benefits. I am 99% certain United Healthcare has out of network benefits (check with UH by giving them a call).

2. You can choose a different dental insurance such as Delta Dental PPO, Cigna PPO, or Aetna PPO if that is an option.

3. If UH has out of network benefits and you choose to stay with our office this means it will cost more out of pocket. As of Jan 1, 2027 I will no longer be forced to write off substantial amounts. Whatever UH care pays, the patient pays the remaining balance. I just want to be up front and honest.

This is the future of dentistry folks. More and more offices are choosing to go out of network due to low reimbursements and huge write offs. There is zero benefit for my office to stay in network with these dental insurance companies.

If you have any questions that I can answer. I will in the comment section.

I wanted to share this so patients had time to make a decision to either keep UH insurance or not or to stay with our office after Jan 1 2027 or not.

Note: I did a search on United Healthcare portal for local dentist in network and it’s not good. There are not but a couple in our direct area that are in network.

09/22/2026

A common misunderstanding perpetuated by the dental insurance companies.

Patient A comes in for 8 crowns.

They only have 1200 dollars left on their dental plan for 2026.

Insurance pays the remaining max toward those crowns. Which is 1200.00.

The patients max benefit has been met for 2026.

Patient A looks at their EOB and sees 8 lines of codes for the 8 crowns billed and notices that 2 lines, insurance paid 600 toward 2 crowns (1200.00 total, which has maxed out patient A benefit), followed by 6 code lines that are zero’d out.

This is where confusion come into play:
On those 6 zero’d out lines:

Insurance paid 0 (because maximum has been met)
It shows Patient owes 0
Total owed on this 6 lines =0.

This does not mean you have gotten 6 crowns for free and are not responsible financially for them.

Most insurance companies software zeros any and all procedures once your maximum has been reached.

Insurance companies will also do this if they deny a claim OR a procedure is not covered under a patients plan (known to the patient or not).

They will zero out every line item which can be confusing for the patient, because as it reads, you just got a lot of free work done. Which is not the case.

Why do insurance companies do this?

Honestly, it’s 2026 and I do not know why because they can fix this in their system.

The only WHY reason I can think of logically is:

They do not want to fix this issue because it will cost a lot of money to rewrite the software.

OR

When a claim is denied they want to patient to become enraged at the Drs office and not the insurance company. This is what I think it is!

They even zero every line out if a maximum has been reached and you come in for a cleaning. Per the EOB, you got a free cleaning, but that simply is not the case.

Remember. As a Dr, I am here to treat symptoms, and what I see needs to be done….NOT what your insurance company will only pay toward or not at all.

That is letting the insurance company dictate your treatment and your oral healthcare and I will never do that. They are not the Dr, nor have ever looked in your mouth.

Note: You may have tried calling your insurance company only to have a representative (most are not in America) tell you you owe nothing on the zero’d out lines. Again not true. Most major insurance companies have outsourced their call centers to foreign countries and they themselves are poorly trained. They are looking at the same EOB that you are and just confirming what each line says without any real definitive explanation etc. The turnover rate at these insurance call centers is insanely high. They are just as uneducated on EOBs as these insurance companies broken EOB system is.

How do I know all of this to be true. 22 years of experience dealing with insurance companies. Countless phone calls, doing the job of the actual representative for them.

I post these examples to help clear confusion down the road for many.

Have a blessed day.

09/20/2026

Thank you!

It is hard to believe that I have entered my 9th year of serving our area as a dentist.

When my family moved to this area, we knew nobody. It likley was one of the hardest and toughest decisions to make the age of 40. To uproot your family from a place I have known and lived in for nearly my entire life and move nearly 500 miles south. However, with Gods guidance and a strong and loving wife, it all worked out.

I want to take a moment today and say thank you to all of you who gave this out of town stranger a chance. I want to thank you for trusting in our office for your dental care.

I have been blessed to serve y’all and I look forward to many years as your dentist.

Have a blessed day.

Dr. Aaron Carmean.

09/16/2026

Not smiling, wearing a ill fitting flipper, this patient was ready for a smile transformation. God is good

We had one happy camper who said “I just love coming to the dentist”….show off 2 of her baby teeth she lost in the same ...
09/15/2026

We had one happy camper who said “I just love coming to the dentist”….show off 2 of her baby teeth she lost in the same day!

If you are going to read anything medical today, read this.  I borrowed a couple of these photos from Dr. Donato Napolet...
09/12/2026

If you are going to read anything medical today, read this.

I borrowed a couple of these photos from Dr. Donato Napoletano. 

Patient: Why do I need a crown? I have no pain and there is no decay and my tooth is not broken?

Me:

First off, if there is pain, that is a larger problem that involves your nerve. Now you are dealing with getting this tooth extracted or a root canal.

Secondly, you do NOT have to have any of the 3 symptoms described above (pain, decay or a broken piece of tooth) to need a crown or crowns on teeth.

Me:

Your tooth has a crack (fracture line) that runs from the front of your tooth to the back. If you do not crown this tooth now, when this crack finally gives, and it will, you will lose this tooth because it will be non restorable.

Me:

These usually happen on Fridays at 1pm (when we leave for the day) or right before a big event (vacation, wedding, something you have to attend).

When this tooth fractures it will be very painful.

Patient:

Ehhhh, I think I’m going to hold off on that crown for now.

Me:

That is your choice because it is your mouth, however when this fractures, please understand I may not be able to see you immediately. (I may be on vacation, or coaching, or have a slam packed day at my office).

Patient:

Oh I understand.

3 months later, patient calls my office Friday at 12:30pm in excruciating pain. That tooth that needed a crown, fractured in half. I am away for the weekend and I cannot get them into another local dental office. They are stuck, downing ibuprofen, and miserable all weekend until I can get them in on Monday. They have a wedding to attend on Saturday. Folks, this happens all the time.

Tooth is surgically extracted on Monday and now the patient has to make a decision. Do you want me to graft the site and place an implant in the future or not.

Patient:

What happens if I don’t replace this tooth.

Me:

Well you will eventually lose another tooth or two due to supraeruption (when a tooth does not have support and starts drifting out of place). See photo below.

NOTE: I see supraeruption daily and there is nothing that can fix it.

Patient:

Response A: I guess I have no choice, go ahead and graft the site and plan for a future implant.

OR

Response B: Just pull it and I’ll figure something out in the future.

I see more response B than A.

Folks, at a bare minimum we need 1st molar to 1st molar occlusion. When you do not, things eventually crash and burn dentally speaking.

When you pull teeth and do not replace them, you are now putting more stress and pressure on the remaining teeth that they are not supposed to be subject too.

Think of it this way. You start pulling parts off your car, one part at a time and then expect your car to function the same way it did when it was fully equipped. Eventually there is going to be a catastrophic failure, it always happens.

So please do not be mad at your dentist when you choose to not replace missing teeth or your mechanic when you do not maintain your vehicle. Or you have neglected your oral health for years or decades and then get mad or frustrated with Drs like myself when the fix isn’t easy or cheap or quick or what you wanted to hear.

We are healthcare providers and here to help but we also have to do what is right and correct and that sometimes goes against what the patient wants.

Your teeth are just as important as any other organ in your body so take care of them and when your dentist tells you you need a crown or crowns due to wear, fractures, grinding, etc….you have 2 choices. Crown or crowns or highly risk losing a tooth or teeth.

Have a blessed day.

Photo 1: molar with zero symptoms but Dr noted a large crack and informed patient they needed a crown.

Photo 2: patient denied treatment and then showed back up months later with a very painful fractured molar that now had to be surgically extracted.

Photo 3: supraeruption. Lower molars extracted years ago. Upper molar now floating downward into the empty space. This patient will lose this upper molar in the future.

09/10/2026

Surcharge vs Transaction Fee.

One legal in TN, the other not.

Most businesses have switched over to the consumer being responsible for the credit card fee. This has become very popular over the last 5-7 years.

I’d like to clear up some misinformation.

A surcharge is when a business collects a percentage of a bill to offset the % the credit card company charges the business, per transaction. This is illegal in most states like TN.

A transaction fee, is a fee the credit card processing company charges to use their credit card machine. This % is not set by the business, and the money collected does not stay with the business. That % collected goes directly to the credit card processing company. This is legal in all 50 states and the % can be charged toward credit cards, debit/bank cards, HSA and FSA cards.

The reality is, credit card processing companies have raised rates so high that it’s not feasible for most businesses to continue to use them.

My office switched to this model, just over 2 years ago and have no plan on going back.

Again for clarification: my office does not collect a surcharge for doing business with us. All of my listed procedures and the prices associated are based on cash paying patients. It has always been this way.

If you choose to use any card, the credit card transaction company I am contacted with collects a fee of 3.5% of the amount due for using their terminal.
Carmean Family Dental does not keep this 3.5% transaction fee collected.

Did you know:

If you plan on using an HSA card, you can take cash out of that account and your receipt can be turned over to HR or to your accountant.

09/06/2026

This isn’t political. It’s Biblical.

If you find yourself defending a woman who admitted to killing her children.

If you think killing innocent life in the womb is ok….(abortion).

Open a Bible and start reading. Front to back. Get into the word of God.

If this post offends you….find the reason why? Why are you offended? You either support life and justice or you do not. It’s very simple.

I will not quietly sit aside and watch people defend and outright go into battle defending a women who killed her kids.

I will not sit quietly and blindly turn my ears and eyes from those who support abortion.

Jesus and God taught LIFE!

Very tough case starting out. Totally collapsed bite due to decayed, broken, worn dentition. Had to open his bite and ma...
09/04/2026

Very tough case starting out.

Totally collapsed bite due to decayed, broken, worn dentition.

Had to open his bite and make upper and lower immediate dentures but there was no way to try these in so I knew going into it that there was a possibility that something may be a little off.

Surgery went great, dentures fit perfect and bite was spot on, however, the teeth were too big for my liking and his bite was opened a little too much.

Thankfully digital dentistry makes for quick fixes. Bite and teeth adjusted and 2 new dentures made in 1 day.

The end result was simply awesome. This made my Friday!

Digital Dentistry 🤟🏻🤟🏻🤟🏻🤟🏻

Address

102 Mary Sharp Drive
Decherd, TN
37324

Opening Hours

Monday 8am - 1pm
2pm - 5pm
Tuesday 8am - 1pm
2pm - 5pm
Thursday 8am - 1pm
2pm - 5pm
Friday 7am - 1pm

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