10/19/2026
🟢INSURANCE CONFUSING? LET’S BREAK IT DOWN🟢
Have you ever looked at your insurance benefits and wondered what your deductible, coinsurance, or out-of-pocket maximum actually means? You’re not alone! Let’s simplify it. 👇
🔵 💰 DEDUCTIBLE
This is the amount you pay for covered services before your insurance begins paying.
🔵 🤝 COINSURANCE
This is the percentage of covered costs you pay after meeting your deductible.
🔵 🛡️ OUT-OF-POCKET MAXIMUM
This is the most you pay toward covered, in-network services that count toward your limit during your plan year. Once you reach that limit, your insurance generally pays 100% of covered, in-network costs for the rest of the year.
Understanding these terms can help you:
✅ Plan ahead for healthcare expenses.
✅ Better understand your insurance benefits.
✅ Avoid surprises when receiving orthotic or prosthetic care.
💙 At Valley PO, we believe informed patients are empowered patients! Every insurance plan is different, so your coverage and financial responsibility will depend on your specific policy.
📞 Have questions about your insurance benefits? Contact our office. We’re happy to help you understand what to expect!
HealthcareTips KnowYourBenefits
