10/15/2026
RIVATE DENTAL INSURANCE vs. CDCP — WHAT'S THE DIFFERENCE? 🇨🇦
1️⃣ PRIVATE DENTAL INSURANCE 💼
✓ Provided by an employer or purchased individually
✓ Coverage depends on your insurance plan
✓ Annual limits, deductibles and exclusions may apply
✓ Reimbursement varies by treatment
2️⃣ CANADIAN DENTAL CARE PLAN (CDCP) 🇨🇦
✓ Federal program for eligible Canadians
✓ Eligibility depends on income and access to private insurance
✓ Coverage varies according to family income
✓ Uses a government-established fee schedule
3️⃣ WILL YOU PAY OUT OF POCKET? 💰
With both plans, you may have additional costs.
⚠️ Even 100% CDCP coverage does not always mean free dental treatment!
💡 IMPORTANT: Know your coverage and request a treatment estimate before major dental procedures.
🦷 Your dental needs determine your treatment — not your insurance!